Quote request
Get a trucking insurance quote
Send the basics on your authority, equipment, commodity, and lane mix. A member of the Truck Guard Insurance team will follow up by phone or email within one business day to walk through limit selection, broker compliance, and the panel of specialty trucking markets quoting your class today.
What you are starting when you send this form
The quote request kicks off a federally-regulated coverage placement. Once we have the authority, equipment, and lane mix, we pull the panel of specialty trucking markets quoting the class and walk through the trade-offs before you bind. Two pieces of the placement are worth understanding up front.
The BMC-91 or BMC-91X filing. Interstate motor carriers must have proof of public liability coverage on file with FMCSA before authority activates. The carrier files the BMC-91 (single-policy) or BMC-91X (layered-policy) on your behalf; if the filing lapses or is cancelled without a replacement, your authority can be revoked. We handle the filing end-to-end as part of the placement.
The MCS-90 endorsement. The MCS-90 is a federally-mandated endorsement attached to the trucking auto liability policy. It backstops public-liability and environmental restoration claims when the underlying policy denies coverage — paying the injured third party first, then seeking reimbursement from the motor carrier. Understanding what the MCS-90 actually does (and does not do) is part of the quote call. See the trucking auto liability page for the longer treatment.
Before you submit, browse the coverage stack
To understand the agency and the founder, see the about page. To reach us by phone, email, or office address, see the contact page.
To review motor carrier classes we write, see the services index. To review coverage lines, see the coverage index.