States we serve

Motor carrier regulation is layered. FMCSA sets the federal floor for authority, financial responsibility, and hours-of-service. Each state then adds its own intrastate authority rules, IRP and IFTA requirements, workers compensation structure, and corridor-specific concerns — coastal port drayage, mountain-pass weight restrictions, monopoly-fund workers comp states, border-crossing freight, and so on.

The 48 pages below cover the state-specific regulatory and corridor context an owner-operator or small-fleet owner should know before binding insurance in that state. Each page lists the relevant state DOT and insurance regulator, the major interstate corridors, the workers comp structure, and the trucking sub-markets most active in the state.