Indiana states no dollar figure of its own
This is a place where the honest answer is a structural one rather than a number, and supplying a number would misdescribe the state.
45 IAC 16-1-2(b) provides, in full: “Public Liability and Property Damage Coverage. The minimum amounts for public liability and property damage coverage shall be those contained in Title 49, Code of Federal Regulations, Part 387.” That is the entire subsection. No amount, no schedule, no weight break, and no edition date — the reference is undated, so it tracks the federal part as it stands rather than freezing it.
The statute adds a standard rather than a figure. IC 8-2.1-24-17(b) requires that the approved security “must be of a reasonable amount and conditioned to pay, within the amount of the surety bond, policy of insurance, self-insurance, or security or other agreement, a final judgment recovered against the motor carrier for bodily injuries to or the death of any person resulting from the negligent operation, maintenance, or use of the motor carrier’s registered motor vehicle, or for loss or damage to property of others.” A reasonableness standard is a judgment, not a table.
Two things follow that are worth being exact about. First, no Indiana document states an intrastate financial responsibility amount, so this page publishes none — a figure attributed to Indiana would be a federal figure wearing a state label. Second, the federal part the rule points at carries its own scope provisions, including a weight-based exclusion at the bottom of the range, and Indiana has not written anything that displaces or extends them. What the amount actually resolves to for a given combination is therefore a question about the federal part’s own text and the specific configuration, not a question Indiana answers.
Self-insurance is available but is discretionary and annual. 45 IAC 16-1-2(d)(1) permits the commission, “in its discretion”, to allow common carriers to qualify as self-insurers on true and accurate verified statements of financial condition; 45 IAC 16-1-2(d)(3) requires each motor carrier to file evidence of its financial condition on or before January 31 each year, with failure producing immediate suspension of authority and revocation after thirty days.
Filings run open-ended and cancel on notice. 45 IAC 16-1-2(g) requires an endorsement that the filing “will not be cancelled or withdrawn until after the commission has been given thirty (30) days’ notice in writing”, running from actual receipt, and 45 IAC 16-1-2(g)(3) provides that all filings “shall be on an ‘until-cancelled’ basis.” Practically, that means the state’s record of the account changes on the insurer’s notice rather than on the policy’s expiry, and the two are not the same date.