The oversize permit carries a higher insurance floor than the certificate track does
Georgia’s size and weight permits sit in a different chapter, written by a different department, and they carry a financial condition of their own that is higher than the one a certificate holder meets. A carrier that has satisfied one has not satisfied the other.
The permits are single trip and annual, both issued through the transport department’s oversize permit unit. The application rule provides that an application for a single trip permit “may be made by telephone, by letter, by email, by facsimile transmission, electronically through our web based program or in person”, that the permit fee is transmitted to the unit “prior to the issuance of the permit”, and that a personal check will not be accepted.
The insurance condition is the part with no equivalent in the certificate chapter. The rule requires that persons or companies obtaining permits maintain, for the duration of the permit, coverage set by statute: for permitted loads at or under 10,000 pounds gross, bodily injury liability of $50,000 for injury or death per person as a result of any one occurrence and property damage liability of $50,000 for damage to property of others in any one occurrence. For commercial motor carriers at or above 10,001 pounds gross, the rule requires $1,000,000 minimum property damage to others in any one occurrence, $300,000 minimum for bodily injury for each person, and $1,000,000 for multiple persons injured per occurrence.
And the condition binds before the permit exists: “Prior to receiving a permit, the person/company receiving a permit shall furnish the Department a copy of their insurance certificate.” That is stated here as the condition the rule states, which is what it is.
The cross-chapter tension is the finding worth carrying. These permit-conditional figures are higher than the residual ladder in the certificate chapter. A Georgia carrier that never needs a certificate can still meet the higher numbers the moment it takes an oversize permit, and it will meet them at a department it has not otherwise dealt with.
One thing this page will not do is state a permit fee. The permit chapter recites no dollar amount; the amounts live in a statute that was not opened for this page. Figures for it circulate. None of them is repeated here, and the reason is stated rather than left as a silence. The certificate-track insurance ladder, for its part, is set out on our Georgia hot shot page.
- Single trip and annual permits, both through the transport department’s oversize permit unit.
- Applications by telephone, letter, email, fax, the web-based program or in person; no personal checks.
- Loads at or under 10,000 lb gross — $50,000 bodily injury per person and $50,000 property damage per occurrence.
- Commercial carriers at or above 10,001 lb gross — $1,000,000 property damage, $300,000 bodily injury per person, $1,000,000 multiple persons per occurrence.
- The insurance certificate must be furnished to the department before a permit is received.
- No permit fee figure appears on this page. The chapter recites none, and the statute setting them was not opened.